Debt Collector Threatened Arrest: Why This Is Always Illegal (And What It Means for You)

Debt Collector Threatened Arrest

You cannot be sent to jail for failing to pay a civil consumer debt like a credit card or medical bill. Threatening criminal charges is an explicit violation of the Fair Debt Collection Practices Act (FDCPA). Legitimate agencies rarely make this threat. If you hear it, you are likely dealing with a scam or a … Read more

How to Stop Debt Collector Calls: The Cease and Desist Letter That Actually Works

How To Stop Debt Collector Calls

You have the legal right under federal law to force a third-party debt collector to stop contacting you by sending a written cease and desist letter. Verbal requests over the phone rarely work because they leave no paper trail and do not trigger the automatic communication blocks in a collection agency’s software. Stopping the calls … Read more