Debt Collector Calling the Wrong Person? How to Make Them Stop

Debt Collector Calling Wrong Person

Telling an agent they have the wrong number usually fails because automated dialing systems do not update across the entire collection floor based on one conversation. Consumer protection rules prohibit agencies from repeatedly calling your number once you have clearly stated you are not the debtor. To stop the calls, you need to transition from … Read more

Mistaken Identity or Not Your Debt: How to Defend Against a Debt Collection Lawsuit for an Account That Isn’t Yours

Mistaken Identity Debt Collection Lawsuit

If you are sued for a debt that does not belong to you, the plaintiff bears the absolute burden of proving that you are the person who incurred the debt. Debt buyers frequently sue the wrong person due to automated skip-tracing errors, mismatched names, and incomplete data purchased in bulk portfolios. Mistaken identity and identity … Read more