debt lawsuit

How to Get a Debt Collection Lawsuit Dismissed: The Defenses That Close Cases Before Trial

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How To Get Debt Collection Lawsuit Dismissed

Most consumers assume a debt lawsuit must end in either a judgment or a settlement, but a significant percentage of cases are dismissed entirely when challenged. A dismissal “with prejudice” is the ultimate goal because it permanently prevents the collector from ever suing you for that specific debt again. Debt buyers frequently file lawsuits with … Read more

Debt Collectors in Small Claims Court: Why Most Cases End Up Here and What That Means for You

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Small Claims Court Debt Collector

Most debt collection lawsuits are filed in small claims or justice courts because the filing fees are low and debt buyers expect you not to show up. Submitting a written response forces the debt buyer to prove their case with actual documentation, shifting the burden of proof back where it belongs. Small claims court is … Read more