paid debt

Debt Already Paid But Collector Is Still Calling: Why This Happens and How to Prove It

by
Debt Already Paid Collector Calling

When a debt already paid collector calling situation happens, it is usually because the original creditor sold your account before your final payment was properly recorded in their system. Do not rely on phone calls to explain the error. You must force a pause in collection activity by sending a formal written validation request with … Read more

Sued for a Debt You Already Paid: How to Use Payment as a Complete Defense

by
Already Paid Debt Lawsuit Defense

If you already paid the debt, your payment is a complete and absolute defense to the lawsuit. The plaintiff cannot legally win a case for an unpaid balance that does not exist. Debt buyers often sue on paid accounts by mistake. Payments made to the original creditor right before the debt was sold frequently do … Read more