statutory damages

Debt Collector Still Calling After Your Cease and Desist Letter: What Every Call Is Worth Now

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Debt Collector Ignoring Cease And Desist

When a debt collector keeps calling after receiving your written cease and desist letter, they are handing you documented federal violations. Each contact after a written stop request is a violation of the FDCPA, which can entitle you to statutory damages and leverage in your case. Collectors often continue calling due to internal system lags, … Read more

FDCPA Counterclaim in a Debt Collection Lawsuit: When Their Violations Become Your Leverage

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FDCPA Counterclaim Debt Collection Lawsuit

Filing an FDCPA counterclaim allows you to sue the debt collector back within the same lawsuit they filed against you. If the collector violated federal law during the collection process, you can demand actual damages, up to $1,000 in statutory damages, and attorney fees. A counterclaim drastically shifts the settlement leverage, as the collector now … Read more