How Much of Your Wages Can Be Garnished? The 25% Rule and When It Doesn’t Apply
The amount garnished is not based on your final take-home pay. It is calculated using a specific legal definition called “disposable earnings,” which only excludes legally required tax deductions. Voluntary deductions like health insurance premiums and 401k contributions do not protect your wages. The court considers that money available for debt collection. For consumer debt, … Read more
