lawsuit discovery

Wrong Amount in a Debt Collection Lawsuit: How to Challenge Unauthorized Fees and Inflated Balances

by
Wrong Amount Debt Collection Lawsuit Defense

You can dispute the amount a debt collector is suing you for without denying that a debt exists, and this is a complete defense against the inflated portion of their claim. Debt buyer lawsuit balances are frequently inflated with unauthorized post-default interest and collection fees that the original contract never allowed. Under the FDCPA, collectors … Read more

What Happens After You File an Answer to a Debt Collection Lawsuit

by
What Happens After Answering Debt Lawsuit

Filing an Answer does not end the lawsuit, but it successfully prevents an automatic default judgment against you. Your case will generally take one of four paths next: a settlement offer, a court hearing, formal discovery, or a voluntary dismissal by the collector. Debt buyers frequently abandon lawsuits (voluntary dismissal) when a defendant responds, especially … Read more