Debt Collection Lawsuit Defenses: What Debt Buyers Can’t Prove (And How to Make Them Prove It)
A debt buyer suing you must prove they own your specific account, the amount is accurate, and they filed within the legal time limit. Many cannot prove all three. The most powerful defense against a third-party debt buyer is “lack of standing” or challenging their chain of title, because debt portfolios are usually sold with … Read more