debt collector called my mom

Debt Collectors Calling Your Family: What They’re Allowed to Say (And What They’re Not)

by
Can Debt Collectors Call Your Family

Debt collectors are legally allowed to contact your family members exactly one time, and strictly for the purpose of acquiring your location or contact information. They are strictly prohibited from identifying themselves as debt collectors or mentioning that you owe a debt to anyone other than you or your spouse. While the legal justification is … Read more

I Found Your Mother’s Phone Number Before I Finished My Coffee. Here Is What That Call Was Actually For.

by
Debt Collector Called My Family

Debt collectors can often find your relatives’ phone numbers in a matter of minutes using basic database searches. When a collector calls your family, the official reason is to verify your location, but the unspoken goal is to create social pressure. Under federal law, a debt collector cannot legally tell your parents or relatives that … Read more