Court Procedures

Getting the Lawsuit Dismissed With Prejudice After Settlement: Why It Matters and How to Make It Happen

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Dismiss Lawsuit With Prejudice Settlement

Settling a debt collection lawsuit does not automatically close your court case. The collector’s attorney must file specific paperwork with the court. You must demand that the case be dismissed “with prejudice,” meaning the collector is permanently legally barred from suing you again for this specific debt. A dismissal “without prejudice” is dangerous because it … Read more

How to Vacate a Default Judgment: When It’s Possible and What You Need to Prove

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Vacate Default Judgment

A default judgment is not always permanent. In many cases, courts will agree to reverse or “vacate” the judgment and reopen the case so you can defend yourself. There are two main paths to vacate: “Excusable Default” (you had a valid reason for missing the deadline) and “Lack of Personal Jurisdiction” (you were never properly … Read more