How Long Does Debt Settlement Take: The Realistic 2-4 Year Timeline and What Affects It
Most debt settlement programs require a 24 to 48 month commitment to complete successfully. The timeline is driven by the mechanics of collection. Creditors typically refuse to settle until an account is severely delinquent, which is why the first 6 to 12 months often involve waiting while you build your settlement reserve. A negotiation cycle … Read more